Insurance
Our office accepts certain HMO plans with prior authorization.
We participate in many PPO insurance plans including but not limited to:
  • AETNA
  • AARP
  • BLUE CROSS BLUE SHIELD
  • CIGNA
  • FIRST SERVICE ADMINISTRATORS
  • GREAT WEST
  • MEDICARE
  • MERITAN
  • STAYWELL HEALTHY KIDS
  • TRICARE
  • UNITED HEALTHCARE
  • ASSURANT HEALTH
  • SECURE HORIZON
  • FREEDOM HEALTH
  • FLORIDA HEALTHCARE PLAN
  • GOLDEN RULE
  • HUMANA
  • SELF INSURED PLAN


Notice to Insurance Patients
As a courtesy, our office will bill your insurance company on your behalf for services rendered. If we are a participating provider for your insurance plan, our reimbursement and your responsibility will be dictated by your insurance company. Although we are a participating provider for many insurance plans, you will often still be responsible for a yearly deductible, office visit co-payments, and full responsibility for any charges allowed but not paid by your insurance company.

Although we will bill your insurance company directly, the patient, not the insurance company, remains responsible for full payment of all fees. Please understand that you are ultimately responsible for verification of your benefits and levels of coverage under your plan.




©Javier Lugo, all rights reserved